Scams and frauds surge during the festive season. Distracted and often stressed about making sure we’re ready for the Christmas holiday makes us vulnerable to falling victim. even if we’re usually on top of our money.
Although our Kalgera app will help protect your and your older loved ones’ financial life, it’s still in testing. So, here are some tips to keep the scammers at bay.
At Kalgera, we take the view that our diversity will bring the skills and experience necessary for the whole team’s success: there’s a 50:50 split between the men and women on our team.
Although technology stereotypes are changing and encouraging more diversity, especially as millennials flow into the workplace, room remains for more women to join our quest to make tech work for good.
When it comes to decision-making within a company, there is a general image that comes to mind: a pale (and stale) group of men calling the shots. This exclusivity is becoming more familiar within mainstream conversations and the need for diversity within the workforce is not a new phenomenon. In Kalgera’s endeavour to support the elderly and vulnerable, embracing diversity across the company encourages unique and varying insight, increasing the chances of creating any positive customer experiences.
Open Banking - What does it mean for the future of personal finance?
OPEN BANKING, a potent disruptor to the way we manage our personal finances, arrived in the UK on 13 January and drew commentary and analyses from experts in accountancy, personal finances, consumer watchdogs and the business correspondents in the media.
Many of us struggle to efficiently manage our money, leaving our financial lives in poor health. As the momentum to put our financial lives through a thorough health check builds, we’re still left wondering whether we even have the energy to think about where we’re going to start let alone get stuck into bank statements and pension forecasts.I’ve got some bite-sized pieces of advice that you can take at any time of the year, but please do use them as a prompt to get your financial life on the road to wellness now.
It’s just too easy to put off that weekend slot for a forensic investigation of our spending and saving behaviour.
Positive Ageing in London (PAiL) held powerful event with Age UK and the Department for Work and Pensions (DWP) to discuss the future working prospects of bring people aged 50 and above in the capital.
On 6th September 2017, tragedy struck when my hometown on the island of Tortola in the British Virgin Islands received a direct hit from Hurricane Irma, the strongest Atlantic storm ever recorded with maximum sustained winds of 185mph. Irma ravaged this 60 island British overseas territory (Pop. 30,000) destroying up to 80% of the housing stock and claiming the lives of several residents.
Paula’s parents took early retirement overseas, but when her Dad passed away her Mum was left to pick up the pieces. Isolated, lonely and vulnerable, Paula’s Mum turned to internet chat rooms and social media for comfort and company but instead found a gang of scammers who took more than £30.000 of her savings.
"My father was 75 years old when an injury landed him in hospital and doctors diagnosed dementia." David witnessed a sudden and rapid physical and cognitive decline in his grandfather, father and uncle as soon as they were diagnosed with dementia. He describes the coping mechanisms that effectively concealed the early signs of the disease and the emotional difficulties faced by family losing a part of themselves as their loved ones ‘disappear.’
Arjun’s family is scattered across the globe. He lives in the UK, his sisters in Australia and his 71-year old Mum in India. Not only does he have to coordinate decisions across multiple time zones, but he and his siblings have young families of their own and time for their Mum can be limited. A digital solution that offers secure access to a simple overview of all the financial accounts could help them all to manage Mum’s money better.
Although James was a chartered financial advisor, he could not persuade his Dad to share money responsibilities with his Mum and relinquish the paper-based ledger he used to record all the household’s finances for decades. As his Dad’s dementia worsened, James felt even less able to press to see his parents’ affairs. After his Dad passed away, James found a huge muddle of accounts and unpaid bills that took months to sort through and cost his Mum thousands.
Stephanie was preparing to say a ‘long goodbye’ to her 78-year old father who had Parkinson’s disease. Her 73-year old mother was his full-time carer, so both her parents were housebound and needed a lot of practical and emotional support. Sorting out the financial aspects of her Dad’s life was unexpectedly complex and ended up consuming much of Stephanie’s time and energy…