Featured blogs

There are many BNPL businesses providing similar services making it easier than ever for people to use and pay through a BNPL option. In this article, we will be exploring the other side of BNPL options and how that can impact the financially vulnerable, plus, the history of the buy now, pay later services that came before the fintech giants.

‘Debt' and 'borrowing' in the UK encapsulate a complex interplay of financial prudence, opportunity and social responsibility, reflecting a society where economic choices have far-reaching consequences beyond the balance sheet. Understanding these connotations is crucial for individuals, businesses, and policymakers.

Financially, 2023 has been strenuous for the UK, with those who live and work in the country dealing with a significant increase in costs across the board. As a result, the need to borrow money has increased, as has the withdrawals of savings.

Join Kalgera and other fintech pioneers in the 2025 Fintech Pledge, a powerful movement striving to empower UK consumers to navigate financial shocks and build robust financial resilience

An in-depth analysis of the current state of financial vulnerability in the UK, the impending impact of the FCA's New Consumer Duty, and Kalgera's role in supporting businesses to meet the obligations of the Duty