Kalgera Champion Introduction

Thank you for signing up for early access to Kalgera and for your patience. We've been working hard on our new product and have created this page to provide you with exclusive content and perks to thank you for being our champion.

Vision: To provide financial safeguards that help people thrive.

Mission: To safeguard the financial lives of vulnerable people in a secure and holistic way.



Kalgera protects your loved ones’ finances anytime, from anywhere whatever your circumstances. Be proactively alerted when your loved one needs your input.


Loved Ones

Kalgera helps you better understand your finances and alerts your trusted friends and family to problems earlier without you having to give up control of your money.

What is financial vulnerability?

Half of all adults show signs of potential vulnerability. The Financial Conduct Authority (FCA) surveyed nearly 13,000 UK consumers and identified the most common causes of financial vulnerability to be:

  • low financial resilience

  • experiencing one or more recent life events

  • low financial capability

  • health issues affecting day‐to‐day activity

Individuals may show one, two or more of these characteristics representing 25.6 million UK adults who may be at increased risk of harm. Financial vulnerability is often recognised too late and this leaves those affected and their caregivers.

Research suggests that unrecognised cognitive impairment leads to financial losses of £10,000 to £50,000 per household before relatives realise a problem exists and we want to change this by allowing people to be more proactive.